Ok....why do credit card companys say no to ecigs

Discussion in 'Shop Talk (New Vendor)' started by steven7010, May 4, 2016.

  1. steven7010

    steven7010 Bronze Contributor Member For 4 Years

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    uploadfromtaptalk1462377163071.png I just launched my website that I made from wix im using paypal and stripe for a payment method I just got an email saying that stripe is counseling my account ....... WHY......its not a damn cigarette i just dont understand why they are doing this now im worried that paypal will cancel also what can i do to to get sells on my wix web site ...im so mad errrrrrrrr just another obstacle in my way!!!!!

    Sent from my LG-H901 using Tapatalk
     
  2. VaporCarp

    VaporCarp #BlackRiflesMatter VU Donator Gold Contributor Member For 2 Years

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    Same thing banks do concerning firearms. You can thank the liberals
     
  3. Lost

    Lost Silver Contributor Member For 3 Years

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  4. steven7010

    steven7010 Bronze Contributor Member For 4 Years

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    You know its just messed up that they look at vape-ecig like this do they not know how much money they losing

    Sent from my LG-H901 using Tapatalk
     
  5. VaporCarp

    VaporCarp #BlackRiflesMatter VU Donator Gold Contributor Member For 2 Years

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    Not familiar with stripe or its affiliates but did they receive any money from the bailout?
     
  6. steven7010

    steven7010 Bronze Contributor Member For 4 Years

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    Idk they get paid enough right now from cigarette companies trying to shut down vapeing

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  7. Vapin4Joy

    Vapin4Joy Diamond Contributor Member For 4 Years

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    Contact you CC carrier and ask them to remove security restrictions.
     
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  8. AndriaD

    AndriaD Will Summer EVER be over?? VU Donator Diamond Contributor ECF Refugee Member For 5 Years

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    All these people and orgs who are so vociferously opposed to vaping and vape goods are definitely getting some under-the-table money somewhere -- there's no other explanation possible. So anytime you see this attitude, just know that the person or org espousing it is CORRUPT.

    Andria
     
  9. steven7010

    steven7010 Bronze Contributor Member For 4 Years

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    Yes u right so im looking for a cc company for wix that will work for eCommerce so if any one is familiar with wix please help me out so i can find a cc company to sale the most dangerous liquid on Earth e-juice lol

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  10. HondaDavidson

    HondaDavidson Gold Contributor Member For 3 Years

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    You can thank Obama for this one, also
    That's what happens when you use socialism/communism/facism to regulate banking. Those things the politicals don't like, or get money from, get harder to do. Things that make people happy are treated as bad things.

    And yes I consider Socialism, Communism and Facism to be the same, at least policy wise.. 3 names, same thing. Four if you include the democats, and the Repubs are not far behind.
     
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  11. AmandaD

    AmandaD Platinum Contributor Member For 4 Years

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    Paypal will cancel. They've had a policy for a long time that they won't accept payments to do with ecigs (which is why you see people saying 'no mention of ecigs' in trades). Reos Mods took Paypal for years until Paypal refused to take their payments.
     
  12. AndriaD

    AndriaD Will Summer EVER be over?? VU Donator Diamond Contributor ECF Refugee Member For 5 Years

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    It's really just "nannyism," no matter what it calls itself. They're the big paternalistic daddy-knows-best-and-is-going-to-ENFORCE-it! Soo... authoritarian nannyism.

    Control-freaks by any other name smell just as annoying.

    Andria
     
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  13. RavnDrop

    RavnDrop New Member

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    Hey Steven,

    Don't let this discourage you. I just went thru the same thing launching my site ravndrop.

    I just assumed I would be able to use the default payment options with one of the main, easy to use processors..boy was I wrong. It turns out that all the main, known, easy to use processors use "aggregated" merchant accounts. This basically means that they lump you and thousands of other vendors into one merchant account which receives payments during the day. At the end of the day, this merchant account is batched out to all the respective personal bank accounts.

    The reason that these aggregated processors won't do business with you is because of risk. It has nothing to do with the fact that vaping is looked down upon, or legislation, or big tobacco or anything. Its purely financial risk. They have data that shows vape shops for whatever reason have higher incidence of chargeback and credit card fraud, and thus the underlying bank won't allow those types of accounts to be lumped into the aggregated merchant account.

    The solution is unfortuneatly pretty confusing and time consuming, but its not too bad in the end. You need to work with a payment processor who will underwrite a merchant account for you personally. You may need to pay slightly higher fees, or prove good credit in order to be approved, but it is possible.

    Good luck, hope I shined some light into this murky financial industry.

    -- Brian, Founder Ravndrop
     
  14. BigNasty

    BigNasty Diamond Contributor Member For 4 Years ECF Refugee

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    So basically what is it not prohibited is goat porn and religious materials.
     
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  15. outwest

    outwest VU Donator Gold Contributor Member For 3 Years

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    I'm sure there's a couple of reasons, such as the chargeback rate (that's the same reason many wont process cards for porn shops), but it all started back around 2010 when Sen. Frank Lautenberg sent out letters threatening to sue processors if they continued to allow ecig transactions.
     
  16. inspects

    inspects Squonkamaniac Staff Member Senior Moderator VU Donator Diamond Contributor Member For 4 Years

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    Try Square, their rates are 2.75 I believe, but I don't think you'll have a problem.
     
  17. inspects

    inspects Squonkamaniac Staff Member Senior Moderator VU Donator Diamond Contributor Member For 4 Years

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    You can try this one too, I know 8 merchants using their services...I've heard no complaints. Signature has asked me many times through the years to try their card processing, if you turn enough money the rates are among the lowest for small businesses. http://www.signaturecard.com/

    Personally I use my banks CC processing, in which I can get the lowest rate out of any of the common CC processors. Although I'm not in the e-cig business. Just trying to help you out.
     
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  18. HondaDavidson

    HondaDavidson Gold Contributor Member For 3 Years

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    Isn't socialism great? Get used to it.

    Sent from my SCH-I605 using Tapatalk
     
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  19. nightshard

    nightshard It's VG/PG not PG/VG VU Donator Gold Contributor Member For 4 Years

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    Maybe it's time to switch to bitcoin and .onion
     
  20. martin

    martin Member For 4 Years

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    slightly off topic guys but if you purchase a gift voucher say $50 from fasttech etc your money will be deducted from say your paypal account.then you can purchase whatever you like with the gift voucher its then out of paypals etc hands. ps I have not tried this but have been told it works on another forum
     
  21. nightshard

    nightshard It's VG/PG not PG/VG VU Donator Gold Contributor Member For 4 Years

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    Credit companies don't go to the resolution of each item you buy and if it's an e-cig or not, they just make a list of websites that deal e-cigs and don't deal with them
     
  22. Zamazam

    Zamazam Evil Vulcan's do it with Logic VU Donator Platinum Contributor Member For 3 Years

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    It's funny, I can order ammunition from specialty shops and surplus dealers and pay for it via paypal, yet paypal is pissy about vaping gear and juice.
     
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  23. Zamazam

    Zamazam Evil Vulcan's do it with Logic VU Donator Platinum Contributor Member For 3 Years

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    It's not the card companies themselves, it's the merchant credit card processing companies that provide the service. Card companies want you to use their cards and spend, they don't give a shit what you buy, but the CC processing companies are bitchy about e-cigs yet allow gun stores and the like to use their service without hassle.
     
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  24. The Cromwell

    The Cromwell The Frugal Vapist VU Donator Diamond Contributor Member For 3 Years

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    That is because goat porn is religious material.
     
  25. HondaDavidson

    HondaDavidson Gold Contributor Member For 3 Years

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    No they don't.... this crap started in the gun stores Obama expanded it to cover other stuff. Mainly medical and recreational weed sales. Ecig is covered as being a tobacco product.

    Sent from my SCH-I605 using Tapatalk
     
  26. Rickajho

    Rickajho Gold Contributor Member For 3 Years ECF Refugee

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    Any business selling drugs that are illegal on the Federal level cannot have access to bank transacting to do so. Sorry to inform - but that status quo has been in existence since long preceding the Obama administration. Go blame another administration, like circa 1920.
     
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  27. The Cromwell

    The Cromwell The Frugal Vapist VU Donator Diamond Contributor Member For 3 Years

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    But it just has to be the liberals fault and Obama's fault. He is responsible for everything bad since the Declaration of independence.

    I am just relieved that he did not turn out to be the Archangel of the end of all like many actually thought.

    My reports on humans back to my home system have got the #1 spot in both comedy and primitive cultures entertainment.

    Not sure if I am still a researcher or a producer of comedic content?
     
  28. The Cromwell

    The Cromwell The Frugal Vapist VU Donator Diamond Contributor Member For 3 Years

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    The problems with payments, age verification, etc are one reason I have been stocking up for the future.

    Esp since Obama is gone and the world is still here. There is now a future to stock up for :)
    At least till trump pisses China off and they cut off our vape stuff.
     
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  29. NGAHaze

    NGAHaze Gold Contributor Member For 4 Years

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    I'd have to say it's the latter ... it seems pretty clear that nothing of cultural or historical significance is occurring on this planet.

    :D
     
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  30. The Cromwell

    The Cromwell The Frugal Vapist VU Donator Diamond Contributor Member For 3 Years

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    I hope it works out to be the latter.
    the pay scale is much higher.
     
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  31. Zamazam

    Zamazam Evil Vulcan's do it with Logic VU Donator Platinum Contributor Member For 3 Years

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    lol, I used to work for a Credit Card Processing Company...
     
  32. VapeSupplyCo

    VapeSupplyCo New Member Unlisted Vendor

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    PayPal now accepts E-Cig transactions but you have to be approved by them. I would recommend doing that if you are going to continue with PayPal.
     

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